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A shake-up in the way we are advised when we buy financial products is being planned by the financial regulator.
The Financial Services Authority (FSA) says -based sales can lead to .
And it wants to prevent advisers from calling themselves “” if they receive commission from firms.
We spoke to Clive Briault, managing director of retail markets at the FSA, and we the issues with Chris Cummings, director general of the Association of Independent Financial Advisers (AIFA), and Dominic Lindley of Which?
 Listen to this item
Further information:
Advisers’ commissions under fire
16 June: Commission ’caused
External links and helplines
Pre-pay energy
Pre-payment meters are more often used by low-income people
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Pre-payment energy meter customers are missing out on average savings of 100 a year by not switching supplier, the regulator Ofgem has said.
But how easy is it to switch?
And what kind of deal do those who have to pay for their energy upfront get compared to customers who settle their bills by other methods?
We spoke to Alistair Buchanan, chief executive of Ofgem, and Jonathan Stearn from independent consumer group Energywatch.
Listen to this item
Further information:
Pre-payment energy users lose out
Quick guide: Switching energy supplier
External links and helplines
BBC Radio 4’s Money Box was broadcast on Saturday, 30 June 2007 at 1204 BST.
The programme was repeated on Sunday, 1 July 2007 at 2102 BST.
Original article
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